32079 ZIP Code — Penney Farms, FL

Clay County, Florida

ZIP code 32079 is located in Penney Farms, Florida, within Clay County. It covers approximately 0.45 square miles and serves a population of 439 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 904.

About ZIP code 32079

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character.

Median household income is $56,250. 92% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. Remote work is prevalent — 58% of workers work from home.

Educational attainment is near the national average, with 45% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (19%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 45%.

Overall, ZIP code 32079 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.

439

population

0.45

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32079 ZIP code map

Cities in ZIP code 32079

Below are the cities the US Postal Service accepts for ZIP code 32079. Using any city not on this list may result in mail delivery delays.

City	Status
Penney Farms	Acceptable

Demographics updated 05/2026

Population
Total population	439
Population density	976 / sq mi
State FIPS	12
County FIPS	019

Geography
Land area	0.45 sq mi
Water area	0.00 sq mi
Latitude	29.9799
Longitude	-81.8086
Timezone	Eastern (ET)
Area code	904

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.8%	34.3%	43.4%
$50k – $100k	41.8%	36.2%	30.8%
$100k – $200k	16.3%	24.2%	19.3%
Over $200k	0.0%	5.2%	6.4%

Demographics & statistics

439

Population

976

People per sq mi

81.4

Median age

$56,250

Median household income

$30,538

Per capita income

Median home value

$1,689

Median monthly rent

0.0%

Home ownership

17.2%

Poverty rate

0.0%

Unemployment

Housing units

44.9%

Bachelor's or higher

Age distribution

Male Female

25–34

35–44

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	0	0.0%
18 and over	439	100.0%
65 and over	365	83.1%
Median age	81.4 years

Race & ethnicity

White 88.4%

Black or African American 9.6%

Two or more races 2.1%

Group	Count	%
White	388	88.4%
Black or African American	42	9.6%
Two or more races	9	2.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.8%	34.3%	43.4%
$50k – $100k	41.8%	36.2%	30.8%
$100k – $200k	16.3%	24.2%	19.3%
Over $200k	0.0%	5.2%	6.4%

$10k–$15k 15.0%

$15k–$25k 6.1%

$25k–$35k 7.2%

$35k–$50k 20.0%

$50k–$75k 21.7%

$75k–$100k 18.3%

$100k–$150k 3.3%

$150k–$200k 5.0%

$200k+ 3.3%

Range	% of households
$10k–$15k	15.0%
$15k–$25k	6.1%
$25k–$35k	7.2%
$35k–$50k	20.0%
$50k–$75k	21.7%
$75k–$100k	18.3%
$100k–$150k	3.3%
$150k–$200k	5.0%
$200k+	3.3%
Median income	$56,250

Housing

Home values

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$1,689
Owner occupied	0.0%
Renter occupied	100.0%
Vacant	7.7%
Single-family detached	24.6%
Large apartment buildings	29.7%
Mobile homes	3.6%
Median rooms	4.7
Avg household size (owned)	0.00

Year built

Era	%
2020 or later	2.6%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	7.2%
1980–1989	5.6%
1970–1979	11.3%
1960–1969	9.7%
1950–1959	24.6%
1940–1949	10.8%
1939 or earlier	28.2%

Bedrooms

Size	% of units
No bedroom (studio)	15.9%
1 bedroom	20.0%
2 bedrooms	43.1%
3 bedrooms	21.0%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	32.2%
1 vehicle	57.2%
2 vehicles	6.7%
3 or more	3.9%

Heating fuel

Fuel type	%
Electricity	98.3%
No fuel used	1.7%

Households & families

Household type	Count	%
Married-couple family	78	43.3%
Cohabiting couple	0	0.0%
Male householder, no spouse	10	5.6%
Female householder, no spouse	92	51.1%
Households with children under 18	0	0.0%
Households with seniors (65+)	173	96.1%
Average household size	1.51

Marital status

Status	Male	Female
Never married	17.3%	11.7%
Married	56.1%	34.6%
Separated	0.0%	9.0%
Widowed	8.7%	28.6%
Divorced	17.9%	16.2%

Education

Less than 9th grade 13.0%

Some HS, no diploma 11.2%

HS graduate 18.0%

Some college, no degree 9.1%

Associate's degree 3.9%

Bachelor's degree 21.0%

Graduate / professional 23.9%

Metric	%
HS diploma or higher	75.9%
Bachelor's or higher	44.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 38.9%

Manufacturing 33.3%

Finance & real estate 27.8%

Occupation

Category	%
Management, business & arts	0.0%
Service	0.0%
Sales & office	100.0%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	100.0%
Government	0.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	0.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	58.3%
Other means	41.7%
Avg commute (minutes)	0.0

Poverty

All people 17.2%

Under 18 years 0.0%

18 and over 17.2%

Married-couple families 0.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	92.2%
Retirement income	81.1%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	23.8%
High blood pressure	60.5%
High cholesterol	44.6%
Diabetes	18.6%
Heart disease	19.8%
Stroke	8.8%
Asthma	6.9%
Arthritis	53.1%
Kidney disease	7.5%
Pulmonary disease	14.9%
Cancer	20.5%

Behavior / access	%
Smoking	7.3%
Binge drinking	3.1%
No physical activity	36.3%
Less than 7 hrs sleep	27.0%
Depression	12.4%
Fair or poor health	23.8%
Poor mental health	8.4%
Poor physical health	16.2%
No health insurance	16.7%
Visited doctor (checkup)	89.9%
Visited dentist	60.4%
Cholesterol screening	98.2%
Teeth loss	17.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	45	10.3%

Disability	%
Any disability	44.8%
Under 18	0.0%
18–64 years	86.3%
65 and over	36.6%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	96.1%
No insurance	3.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	439	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	421	95.9%
Born in same state	421	95.9%
Born in different state	168	38.3%
Foreign born	0	0.0%
Naturalized citizen	18	4.1%
Not a US citizen	18	100.0%

Ancestry

Ancestry	Count	%
French	72	16.4%
Arab	56	12.8%
English	28	6.4%

Ancestry	Count	%
Italian	21	4.8%
Irish	6	1.4%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	96.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32079

What city is ZIP code 32079 in?

ZIP code 32079 is primarily assigned to Penney Farms, Florida.

What county is ZIP code 32079 in?

ZIP code 32079 falls within Clay County, Florida.

Does ZIP code 32079 have an older population?

83% of residents in ZIP code 32079 are 65 or older, above the national average of ~17%.

Does ZIP code 32079 have a large retiree population?

92% of households in ZIP code 32079 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 32079?

17% of residents in ZIP code 32079 live below the poverty line, above the national average.

Does ZIP code 32079 have a large veteran population?

10% of civilians in ZIP code 32079 are veterans, above the national average of ~7%.

What timezone is ZIP code 32079 in?

ZIP code 32079 observes the EST timezone.